Is Wise available in Nigeria?

Wise · Nigeria2026

Not for holding money

Not for holding money: Nigeria is not on Wise's list of countries and territories where you can hold money in your Wise account if you live there (Wise Help Centre, checked on 7 November 2026). Wise says “You can register and send money with Wise from most countries around the world”, and Nigeria is on its list of countries and regions you can send money to.

This list is only about holding money in your account; Wise does not give reasons.

Source: Wise Help Centre: Where do I need to live to hold money with Wise?, checked on 7 November 2026. We copy the list as published and match each name to an ISO country code; we add nothing.

What the official source says

The official page introduces its list with these words:

You can hold money in your account if you live in one of the following countries and territories:

We sometimes need to make changes that only affect new accounts.

Sending money to Nigeria

Nigeria is on Wise's list of countries and regions you can send money to. Wise introduces that list with these words:

Here’s a list of the countries/regions you can send money to with Wise.

All countries for Wise (table with every country and region on the official list).

Using Wise from Nigeria

What Wise says about using it in another country:

You can register and send money with Wise from most countries around the world

Lists change, often without notice. Check the official page before you rely on the service or pay for anything, and follow the provider's terms and the law of the country you are in.

Other services in Nigeria

Before you travel to Nigeria

• British passport: Nigeria entry requirements
• Canadian passport: Nigeria
• Australian passport: Nigeria
• Italian citizens: Nigeria

Driving in Nigeria, do you need an international driving permit? Canadian licence

Questions

Is Wise available in Nigeria?

Not for holding money: Nigeria is not on Wise's list of countries and territories where you can hold money in your Wise account if you live there (Wise Help Centre, checked on 7 November 2026). Wise says “You can register and send money with Wise from most countries around the world”, and Nigeria is on its list of countries and regions you can send money to.

Can I send money to Nigeria with Wise?

Yes. Nigeria is on Wise's list of countries and regions you can send money to (Wise Help Centre, checked on 7 November 2026).

Where does this answer about Wise in Nigeria come from?

From Wise Help Centre: Where do I need to live to hold money with Wise? (https://wise.com/help/articles/2813542/where-do-i-need-to-live-to-hold-money-with-wise), read on 7 November 2026. We copy the list as published and only match country names to ISO country codes.

Spotted a change? Tell us. All services by country.